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In the past there have been software products on the market that help you check your bank interest to make sure that you are being correctly charged but they faded form use because businesses lacked knowledge and confidence in their proper use.
This module will help you assess whether you have a problem and how to deal with it. It will also advise you on how banks react to you challenging them and making a claim as well as the additional interest you can claim to cover the time between the error and repayment. The module also looks at charges and sources of reclaimable overcharges as opposed to paying higher charges than necessary which are often not reclaimable. It also goes through the sources of help available
on line and from companies specialising in making such reclaims.
Content Headings of Module
- Feedback from you about our advice
- Frequently asked questions
- What causes bank interest errors?
- What causes other bank charge errors?
- What about disputed charges that are not errors?
- Management fees
- Arrangement fees
- Penal rate fees
- How do I check my interest calculations?
- Can the bank verify my interest calculations?
- Can I check the calculations?
- Who will provide an independent check?
- How do I check my bank charges?
- How do I make a claim?
- What should I include in the claim?
- Can I claim for compensation?
- Draft Bank Letter Suggestions
- Summary
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